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First Division favourites Galway United inching closer to title glory

By
Thomas O'Brien
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John Caulfield’s relentless Galway United outfit are closing in on the First Division title after a near note-perfect campaign in Ireland’s second tier and with their promotion just weeks away from being confirmed, the Tribesmen aren’t expected to let their standards slip.

A little over a year ago, Galway were listed among the favourites for First Division silverware by most bookmakers and top sports betting sites, however, few could have anticipated just how dominant United have been over the course of the season. 

Galway hold a 15-point advantage at the summit of the table over nearest promotion rivals Waterford and with just seven games left to contest – and 21 points left to win – a return to the Premier Division for the first time since 2017 could be cemented by the time United host Finn Harps on September 25th.

Five memorable Galway victories in 2023

Galway United 9-1 Kerry (March 10th)

Galway had already secured three victories in three attempts at the start of the 2023 First Division season before they crossed paths with Kerry on March 10th at Eamonn Deacy Park, though United’s demolition job on the league’s newest combatant was the first real indicator that the Tribesmen meant business.

With hattrick hero Edward McCarthy central to their success, Galway smashed goal after goal past a shell-shocked Kerry team, hitting the net nine times for the first time ever in a competitive fixture.

That meaty triumph allowed Galway to maintain their early-season winning streak, which eventually ran to a hugely impressive 11 straight fixtures before United were finally toppled by Longford on May 1st.

Galway United 2-1 Waterford (May 5th)

It was directly after that surprise setback at Longford that Galway showed their mettle and title-winning potential with a hard-fought 2-1 victory over their closest rivals for top spot, Waterford United.

Again, it was Edward McCarthy who led the charge, netting a well-taken opener on the volley after 33 minutes. David Hurley doubled Galway’s advantage from the spot midway through the second half, finishing low to the keeper’s left.

Ronan Coughlan notched a consolation in the 90th minute for Waterford, though Galway absorbed some late pressure to collect a hugely significant three points.

Galway United 6-0 Finn Harps (June 6th)

In the first week of June, Galway showcased the phenomenal goal-scoring power in their ranks with a fantastic six-goal annihilation of Finn Harps.  The Tribesmen were ruthless from the first whistle and had established a four-goal lead by the 20th minute at Eamonn Deacy Park.

Six different players got in on the act starting with Darren Clarke who broke the deadlock after just four minutes. Killian Brouder, Stephen Walsh, Maurice Nugent, Rob Manley and David Hurley also etched their names on the scoresheet on a productive evening in the final third for Galway.

Athlone 0-1 Galway United (July 14th)

Galway had just dropped two precious points on the road at Cobh Ramblers (1-1) and United were on the cusp of dropping more in their next test following a scrappy 85 minutes of action at Athlone just a week later.

With time running out and a 0-0 draw the likeliest outcome, 24-year-old David Hurley arrived in the Athlone box to meet a pinpoint cross from the right. The reliable goal-getter then planted an exquisite header into the top corner past stricken keeper Enda Minogue to send the away supporters into raptures.

Hurley’s inspired intervention proved to be the fixture’s defining moment and United returned to Galway with maximum points.

Waterford 2-2 Galway United (August 11th)

Billed as a possible title decider pre-match on the south coast, the First Division’s two best teams went hammer and tongs in an enthralling tussle between Waterford and Galway United on August 11th.

Galway’s resolve was tested as early as the first minute at the Regional Sports Centre when the host’s prolific striker Ronan Coughlan gave Waterford the lead after 20 seconds. Killian Brouder buried a leveller just 15 minutes later, setting the trend for a contest that ebbed and flowed throughout. 

In the 22nd minute, the razor-sharp Coughlan again put Waterford in front and the scoreline held at 2-1 until added on time in the second half. With the referee checking this watch, a late free-kick lumped into the Watford box broke to Francely Lomboto who rifled home the equalizer through a crowd to maintain Galway’s healthy lead at the top of the table.

Local community encouraged to take part in Knocknacarra Parkrun

By
Michael Malone
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galway daily news knocknacarra parkrun participants
Businesswoman Aimee Connolly, left, Olympian David Gillick and Vhi Clinical Psychologist Dr Lydia Mackeogh are pictured with volunteers in the Iveagh Gardens, Dublin, supporting the Vhi More Than Running campaign. Photo by David Fitzgerald

Businesswoman and Vhi ambassador Aimee Connolly is calling on all walkers, joggers, runners and volunteers to join her at Knocknacarra parkrun on Saturday, 16 September at 9.30am.

Vhi’s More Than Running campaign is encouraging people across the country to volunteer at their local parkrun, not only for the benefit of participants, but for their own health and wellbeing too.

A recent Vhi survey of park run participants centred on volunteering habits and benefits.

Nine out of ten people surveyed said they would recommend volunteering at park run to friends and family, a ringing endorsement that is reflected in the improvements respondents say they have noticed to their overall wellbeing.

Businesswoman and Vhi ambassador Aimee Connolly will be on hand to volunteer this Saturday at Knocknacarra parkrun, offering support and encouragement to participants and experiencing first-hand the benefits of volunteering.

After the route, there will be a giveaway of treats and branded goodies, as well as a fun photo opportunity.

Bill Ferguson, Knocknacarra parkrun director, said they are ‘really excited’ for Saturday and hope to see a few new faces there on the morning.

“The Knocknacarra parkrun community is very welcoming, and we’re looking forward to having Aimee Connolly with us as a volunteer on what promises to be a fun-filled morning!”

Vhi Ambassador and businesswoman Aimee Connolly added: “I’m proud to be a Vhi ambassador and to be involved in this year’s’ More than Running’ campaign.

“I’m a huge fan of parkrun, but my experience to date has been as a runner so I can’t wait to put on a high-vis vest and experience it as a volunteer!”

The Vhi More Than Running Campaign will be visiting parkruns in Dublin, Galway and Wexford this summer.

To register for a parkrun near you visit www.parkrun.ie. New registrants should select their chosen event as their home location.

Letter | Current economic system has no solutions for Climate Crisis

By
Michael Malone
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Galway Daily news Community Climate Action public information evenings in Galway City

Dear Editor,

This past week, Ireland has experienced a rare September heatwave; the first of the 21st century.

At the time of writing, all 25 weather stations monitored by Met Éireann are exceeding their Long Term Average temperatures by a minimum of 3℃ and, in some cases, in excess of 5℃.

Whilst there remains 3 weeks of September, it is likely to be our warmest September on record – for the time being.

Simultaneously throughout the week, there have been hugely damaging floods in Greece, Spain, Hong Kong, Bulgaria, Brazil, United States, and Algeria. Many hundreds of people have lost their lives and many thousands more will be at risk in future.

We must be cognisant that these impacts – heatwaves, floods, disease emergence, droughts, crop failures – remain in their infancy. As climate change continues with no resemblance of abatement, we must repeatedly call out the occurrence of these events which do not need to happen in the way that they will continue to occur, and with worsening effects.

Unfortunately, our current economic system dictates no solutions to the crises we face.
A new report from the Lancet showed that at the current rate, it would take 220 years for countries to decouple emissions from GDP.

Another UN report released this week detailing our progress with regards the Paris Climate Agreement found that even with the current commitments made by governments, we are far off track from any reduction in global temperature.

That is to say, what we have been doing up to now, the commitments we have made and the actions we are taking are insufficient.

We frankly do not have the time for incremental tinkering of the status quo. If all aspects of the planet are to thrive, a radical change is needed.

We are past 1.2℃ of warming – we have a very limited time to prevent a rise above 1.5℃.
Now is the time to act.

Is mise le meas,
Criodán Ó Murchú
An Taisce Climate Committee Member  Peterswell, Co. Galway

INMO calls for Emergency Taskforce meeting as trolley numbers soar

By
Michael Malone
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Galway Daily news

The Irish Nurses and Midwives Organisation has called for the Emergency Department Taskforce to meet urgently as the overcrowding crisis continues in hospitals across Ireland.

More than 520 patients, including seven children, have been admitted to hospital without a bed today.

University Hospital Galway has 37 patients on trolleys today, while Portiuncula Hospital in Ballinasloe has warned of long wait times due to overcrowding.

INMO General Secretary Phil Ní Sheaghdha said that it is unacceptable that we are seeing such high levels of overcrowding before the usual onslaught of winter viruses and respiratory illnesses.

“We haven’t yet reached the midpoint of the month and we have already seen over 3,335 patients on trolleys, chairs or other inappropriate bed spaces so far in September,” she said.

“The rising number of children under the age of sixteen on trolleys is becoming a matter of huge concern for our members. Over 64 children have been on trolleys so far this month, with schools only back in earnest in the last week.

“Parents are sending their children to already overcrowded hospitals as a last resort as care options are not available in the community.”

As Co-Chair of the Emergency Department Taskforce, Ms Ní Sheaghdha called on the HSE to convene an urgent meeting of the Taskforce this week to discuss what measures are going to be taken on a week-by-week basis from now until the end of the year.

“The Minister for Health has indicated that he will attend the Taskforce. The HSE should not delay in getting all stakeholders around the table to come up with short, medium and long-term solutions to what is now a year-round crisis.

“Nurses are once again finding themselves of having to apologise to patients and their families because of the state of hospital overcrowding.

“This is unacceptable. It is time for the health service and individual hospitals to be upfront with the public about the staffing and capacity shortfalls in our hospitals.”

Portiuncula Emergency Department extremely busy today with long wait times

By
Michael Malone
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Galway Daily news Portiuncula Hospital reports high flu circulation

The Emergency Department at Portiuncula University Hospital is extremely busy today and the hospital is advising that patients who attend ED for routine and non-urgent treatment will experience very long waiting times.

People who require emergency care are encouraged to attend emergency departments where they will be prioritised.

However, the high number of people attending who need to be admitted for ongoing treatment means that there is pressure on bed availability.

This is resulting in significant delays being experienced by patients in the Emergency Department who are waiting for a bed to become available on a ward.

There are currently a very high number of patients on trolleys in ED awaiting admission to in-patient beds.

All available beds are in use. Every effort is being made to discharge patients who are ready to go home so that beds will become available for patients who need to be admitted, at the earliest opportunity.

The hospital acknowledges that these delays are very difficult for patients and their families and apologises for the inconvenience and distress these delays cause.

The hospital is committed to treating everyone who presents at the Emergency Department; people who are seriously injured or ill are assessed and treated as a priority and those who do not require urgent care may be waiting longer.

We continue to request that people only attend the Emergency Department at the hospital if it is an emergency situation.

We ask that people attend their GP or out of hours service in the first instance if at all possible. The Roscommon Injury Unit is also open from 8am to 8pm to treat a range of injuries in both adults and children over five years of age.

University of Galway Students’ Union launches Freshers Fair

By
Michael Malone
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galway daily news students' union freshers fair launch
(Left to Right): Raimey O’Boyle, Izzy Tiernan, Faye Ní Dhomhnaill and Dean Kenny (University of Galway Students’ Union)

University of Galway Students’ Union launched their Freshers Fair today which will take place on campus from 11am to 3pm on Thursday 21 September.

The event is set to welcome students back to campus with lots of fun activities, freebies and prizes. There will be food stalls from the Galway Market traders and a vintage clothing pop up shop.

The SU will also be distributing their ‘Rudaí Áille’ reusable tote bags full of freebies and information for students.

There will be inflatable games plus lots of offers, prizes and surprises from student friendly businesses from Galway and beyond. They will also be hosting the ever popular SU Outdoor Cinema tomorrow, Tuesday, 12 September. 

Students’ Union President Dean Kenny said: “We wanted to give University of Galway students a big welcome to campus with a huge Freshers Fair.

“We also have lots of events planned for our new and returning students throughout this month.”

Students’ Union Vice President/Welfare and Equality Officer Izzy Tiernan added: “This event is a great chance for our students to meet up, make friends, have some fun and get to know campus.

“We are again focussing on sustainability with our Rudaí Áille reusable tote bags and the vintage clothing pop up shop.”

Cars and weapons seized after serious brawl on Headford Road

By
Briain Kelly
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Galway Daily news Just 11 new Gardaí assigned to North-Western Region for newly sworn group

Four people have been hospitalised following a serious brawl on the Headford Road on Sunday evening.

Gardaí are currently investigating the public order incident which took place in the vicinity of Galway Shopping Centre at approximately 6:10pm on Sunday.

A large number of people were involved in an altercation in a car park on the Headford Road.

Two men were assaulted and are currently receiving treatment at University Hospital Galway for non-life threatening injuries.

During the course of the incident, a vehicle was driven at speed at a group of people.

A man and woman are receiving treatment at University Hospital Galway for their injuries, which are understood to be non-life threatening.

Gardaí have seized a number of weapons which are understood to have been used during the course of the incident.

Two vehicles have also been seized for a technical examination following this incident.

An Garda Síochána have said that investigations into the brawl are ongoing.

Planning granted for Kinvara housing estate

By
Briain Kelly
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Galway Daily news Planning granted for Kinvara housing estate

Galway County Council has granted planning approval for a residential development of 26 houses in Kinvara.

Greengrass Developments has been given the green light for the construction of a housing estate on a greenfield site at Cartron, on the south side of the village.

The housing in the planned estate will mostly be semi-detached units, with a smaller number of detached and terraced houses also.

Six two-bedroom terraced houses are to be transferred to the county council to comply with Part V planning requirements for the provision of social and affordable housing.

Planning permission was granted by Galway County Council with 36 conditions attached. The developer must pay a contribution of €107,110.50 towards the provision of public services facilitating the estate.

The original plans had been for 27 units, however the council ordered two semi-detached houses replaced with a single detached house, and part of the footprint added to the estate’s public open space.

Galway Cartoon Festival leaping from the page

By
Briain Kelly
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From Mad magazine to the Ukraine war, this year’s Galway Cartoon Festival has it all

Since its inception in 2017, the Galway Cartoon Festival has been on a mission to bring the art of cartooning, caricature and illustration to the west of Ireland, and to make the event an important fixture in the calendar of international pop art. 

Now in its seventh edition, the 2023 festival – which runs from September 29 to October 4 – promises to be the biggest and most ambitious yet.

Featuring international exhibitions, fascinating talks, public interviews, film screenings, art trails, workshops and competitions, GCF23 literally has something for everybody with even a passing interest in what the French call ‘the ninth art’.   

Visiting dignitaries this year include Ed Steckley, Vice President of the American Cartoon Society and best known for his contributions to the legendary MAD magazine; Martin Rowson, Chair of the British Cartoonists’ Association and contributor to the Guardian and Daily Mirror; renowned French caricaturist Jean-Michel Renault; and award-winning Portuguese artist Cristina Sampaio.

Although unable to travel because of the war, Ukrainian cartoonist Vladimir Kazanevsky – of the international group Cartooning for Peace – will be participating in the festival via Zoom.

These famous pencil-slingers will be joined by Tom Mathews (Hot Press, Irish Times, Sunday Independent), Harry Burton (Irish Examiner), Jim Cogan (Sunday Independent, Irish Farmers Journal, The Phoenix), Dean Patterson (Private Eye), and Irish language cartoonist Caoimhe Lavelle. Iconic water safety cartoons by Terry Willers will also be on show.

Most events will be happening in venues throughout the city – including the new Portershed, the Townhall Theatre, An Taibhdearc, Pálás Cinema, City Library and the City Museum. Beyond the city limits, Áras Éanna Arts Centre on Inis Oírr is involved, showing Irish language cartoons and facilitating drawing demonstrations in local schools. 

Best of all in these financially straitened times, all of these events are completely FREE to the public! Visit the website – galwaycartoonfestival.ie – for full details.

Athenry road closure extended into late October

By
Briain Kelly
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Galway Daily news road closure

The closure of part of the Caheroyn Road in Athenry has been extended into late October to allow pipe laying works.

The county council has ordered the Caheroyn Road closed between the y-junction with New Line and the Cúirt Ard junction.

This is to allow deep excavation and pipe-laying works to take place.

The period of that road closure has now been extended up to an including Friday, October 27.

Diversion routes are in place.

Commercial Vacancy rate in Galway rose to 18% in June

By
Briain Kelly
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Galway Daily business Galway Commercial Vacancy rate

The commercial vacancy rate in Galway had increased to 18% as of June according to the latest GeoDirectory Commercial Buildings Report.

This is the second highest rate in the country, nearly 4% higher than the national average, and represents an increase of 0.8% compared with a year previous.

The report, prepared by EY, found that the national commercial vacancy rate stood at 14.1% in June 2023.

Commercial vacancy rates increased in 20 out of 26 counties in the twelve months to June 2023, with a total of 29,798 vacant commercial units recorded across Ireland.

Commenting on the findings of the report, Dara Keogh, Chief Executive of GeoDirectory said that this is the highest commercial vacancy rate on record.

“Businesses are clearly still struggling with the increasing costs of doing business in regard to energy costs and food inflation.”

“An additional challenge this year has been interest rate increases which are generating some pressures for commercial owner occupiers and tenants.”

Annette Hughes, Director, EY Economic Advisory added, “After several years of strong construction activity in the commercial sector, the increases we are seeing in commercial vacancy are to an extent unsurprising”.

She said that trends working from home, along with other concerns like sustainability and energy efficiency are likely impacting on this issue.

“While there have been increases in the cost of doing business for some companies, the overall Irish economy remains in a good position, with further growth and increases in the numbers employed forecast.”

The analysis shows that there remains a wide disparity in vacancy rates across the country, a trend observed in previous GeoDirectory Commercial Buildings reports.

At 19.9%, Sligo was the county with the highest commercial vacancy rate, followed by Galway (18%), Donegal (17.9%), Mayo (17.3%) and Roscommon (16.9%).

The county with the lowest commercial vacancy rate was Meath at 10.2%, followed by Wexford at 10.6% and Kerry at 12.2%.

All four provinces in Ireland reported an increase in overall vacancy rates, with Connacht having the highest rate at 17.9%, which is 3.8% above the national average.

Connacht also recorded the highest increase of the four provinces in the 12 months to Q2 2023, rising by 0.5%.

RNLI lifeboat rescues kayakers in trouble in Galway Bay

By
Briain Kelly
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RNLI lifeboat rescues kayakers in trouble in Galway Bay

The Galway RNLI lifeboat came to the rescue of two distressed kayakers who were in trouble in Galway Bay over the weekend.

The lifeboat crew were called out by the Coast Guard on Saturday to assist two kayakers in difficulty off Hare Island.

The lifeboat launched around 3.40pm on Saturday with crew members Dave Badger, Stefanie Carr, James Rattigan and Brian Niland on board.

The lifeboat crew made their way to the reported location of the kayakers south-west of Hare Island. Conditions were good at sea with little wind and good visibility.

The crew brought the kayakers and their kayaks on board the lifeboat and returned them safely to shore.  

Dave Badger who was helm on board the lifeboat said that this call out, “shows how important it is to be able to raise the alarm if you get into difficulty on the water.”

“The kayakers we rescued today had a mobile phone with them and were able to call for help when they were unable to return to shore.” 

“Even in fine weather things can go wrong and it is important to always have a means of calling for help as part of your kayaking kit and keep it on you, within reach, at all times.”

“If you get into difficulty or if you see someone in difficulty in the water, please dial 999 or 112 and ask for the Coast Guard.”

Man (60s) involved in serious assault in Westport dies from injuries

By
Michael Malone
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0
Galway Daily news missing teen found safe

Peter McDermott (60s) who had been receiving treatment at Mayo University Hospital following a serious assault in Westport passed away earlier this evening.

The State Pathologist has been notified and a post-mortem will now take place in due course. A family liaison officer has been appointed.

Earlier today, a man (20s) who was arrested as part of this investigation was released from custody. A file will now be prepared for the Director of Public of Prosecutions.

Gardaí are continuing to appeal to anyone who may have witnessed this incident to contact them.

Any pedestrians or road users who were in the vicinity of High Street in Westport between 1am and 2am on Saturday 9 September 2023 and who may have camera footage (including dash cam) is asked to make this available to investigating Gardaí.

Anyone with information in relation to this incident is asked to contact Westport Garda Station on 098 50230, the Garda Confidential Line on 1800 666 111, or any Garda Station.

‘Huge milestone’ for Knock Airport as August sees record numbers pass through

By
Michael Malone
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galway daily news ryanair knock airport

A record 102,000 passengers passed through Ireland West Airport in Knock in August, making it the busiest month in the airport’s 38-year history.

The passenger numbers represented a 10% increase on the same period in 2022 and were 7% higher than in August 2019.

The busiest day of the month was Tuesday 29 August when 4,539 passengers travelled through the airport, which proved to be the busiest ever for the airport.

Over 78,000 passengers travelled between Ireland and the UK during the month of August, an 11% increase on August 2022 with the London Market experiencing record passenger numbers on services to and from Luton and Stansted with Ryanair and London Heathrow with Aer Lingus.

In addition, Ryanair had their busiest ever month on their services to both Edinburgh and Liverpool.

The airport’s services to continental Europe also recorded passenger numbers with a 5% increase compared to August 2022.

Faro in Portugal and Girona in Catalonia were the two most popular sun destinations for holidaymakers, whilst Ryanair’s twice-weekly service to Cologne in Germany enjoyed its busiest ever month in August, providing a boost for tourist visits to the West and Northwest regions.

Joe Gilmore, Managing Director, Ireland West Airport, said it was a ‘fantastic milestone’ for the airport to reach over 100,000 passengers in a single month for only the second time.

“Despite the record numbers travelling last month, our staffs focus continued to be on ensuring the journey through the airport was efficient and a pleasant one for all our passengers.

“The months of September and October continue to look strong and with great value to be had on flights to the UK and Spain, Portugal, Italy and Germany it’s always a popular time for those looking to get some autumn sunshine or enjoy a short city break.”

Man released from custody following Westport assault

By
Michael Malone
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0
Galway Daily news

A man in his 20s who was arrested as part of the investigation into an assault in Westport, Co. Mayo yesterday has been released from custody.

A file will now be prepared for the Director of Public of Prosecutions (DPP).

A man in his 60s was in critical condition after the serious assault which occurred in the very early hours of Saturday morning.

The altercation on High Street, Westport occurred at approximately 1.20am on Saturday.

The man (60s) was taken to Mayo University Hospital, where his condition was described by Gardaí as critical.

The scene is currently preserved for a forensic examination by the Garda Technical Bureau.

Gardaí are appealing for anyone who may have witnessed this incident to come forward.

Two airlifted to hospital after car and train collide in Mayo

By
Michael Malone
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Galway Daily news missing teen found safe

Gardaí and emergency services attended the scene of a crash involving a train and a vehicle on a railway near Claremorris in Co. Mayo yesterday.

The car and the Irish Rail Dublin Heuston to Westport service collided at an unattended level crossing on a rural road at Garryredmond, Claremorris.

The adult male driver of the vehicle and the teenage male front-seat passenger were both airlifted to Galway University Hospital where their condition is stable.

Gardaí are currently liaising with the family of the occupants of the vehicle.

An Garda Síochána also worked with Irish Rail to facilitate passengers to continue their journey.

The initial response was provided by An Garda Síochána, Mayo County Council Fire Service despatched from Claremorris, paramedics and ambulance personnel from the National Ambulance Service supported by the Irish Coast Guard, Rescue 118 from Sligo and Irish Air Corp helicopter based at Baldonnel.

An Garda Síochána are investigating all of the circumstances of this road traffic incident.

Anyone with any information is asked to contact Claremorris Garda station on (094) 937 2080, the Garda Confidential Line on 1800 666 111, or any Garda station.

A guide to tax efficient saving for retirement

By
Thomas O'Brien
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0

Saving for retirement can be a difficult task, particularly when you factor in the various tax rules that can apply.

With this in mind, we thought it important to offer a guide to tax-efficient saving for your retirement, so you have a few steps in place to help you build your wealth effectively, for a comfortable retirement.

  • Seek financial guidance from a professional

One of the first, and arguably most important steps in savings tax efficiently for retirement is seeking professional guidance.

We recommend finding a retirement planning service, such as that available with a modern wealth manager.

By seeking the guidance of a professional, it can allow you to receive tailored advice on how to structure every aspect of your retirement, including your investments, retirement goals, and steps to overcome any potential challenges you might face when it comes to your finances.

Your adviser’s vast experience can allow them to make the right recommendations for your investments, so you not only build your wealth in the right way, but also makes sure your approach suits your financial circumstance both in the present and in the future.

  • Build an extensive retirement plan

You can also consider building an extensive retirement plan, which allows you to outline each of your future goals and implement the right steps, for you and your financial situation.

Firstly, your adviser can help you establish the right retirement goals that are realistic in terms of your finances.

For example, this can include things such as:

  • Retiring with a certain amount in your pension pot
  • Supporting your financial dependants through retirement
  • Making your pension pot last in retirement
  • Being financially capable of retiring early

Then, with clear goals in place, your adviser can help you implement the right steps to reach these targets, factoring in your investments. For instance, this can include planning out how much you need in your pension pot by the time you retire to hit your goals, and how this can realistically be accomplished.

  • Consider the most tax-efficient structure for your investments

Naturally, an important step in tax-efficient investing for your retirement is structuring these investments effectively.

There are many options you can take, including things such as your personal pension or Individual Savings Accounts (ISAs), for example.

With each investment, your adviser can help you effectively navigate any tax rules and make the most of your allowances each year.

For instance, they can help you make the right contributions to your pension to grow your savings tax-free, whilst also aligning each step with your financial circumstance.

Not only this, but they can advise you on choosing the right portfolios that offer the most suitable risk level for your financial situation. This can help you reach your targets whilst also protecting your wealth.

  • Revise and adapt your plan regularly

The final step in our guide is to make sure you constantly review your retirement plan and adjust your approach where necessary.

Various things can impact your investments, whether this be changes in what you can contribute each year or changes in things like the stock markets and tax rates.

We recommend regular meetings with your adviser, who can offer guidance on navigating these impacts.

For example, you can use powerful wealth-building tools to offer key investment insights for structuring your accounts. This can give you full visibility and control over every investment, as well as notifying you of any important factors which could impact your wealth.

This is important for helping you remain on track to reach your retirement goals, no matter how your financial situation evolves.

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Will you be taking anything from this guide to implement in your own retirement planning approach? Whether you’re incorporating tips from our guide, or some of your own, be sure to discuss any options with your modern wealth manager to help ensure the right approach for your financial situation.

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Please note, the value of your investments can go down as well as up.

Lightning and flooding forecast as Thunderstorm warning issued

By
Briain Kelly
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0
galway daily news Lightning and flooding forecast as Thunderstorm warning issued

Met Eireann has issued a status yellow weather warning for thunderstorms which are expected to roll over much of the country tomorrow.

The weather warning for Galway, Cavan, Monaghan, Clare, Leitrim, Roscommon, Longford, Louth, Meath, Offaly, and Westmeath will be in effect from 12pm on Sunday until midnight.

Met Eireann has warned of localised thunderstorms and slow-moving heavy downpours of rain during this time.

These will bring frequent lightning and localised flooding to the areas affected Met Eireann.

It was only this morning that a High Temperature weather warning expired as the country has experienced a sharp upswing in conditions in recent days.

There is currently a separate thunderstorm warning in effect for counties in the east and southeast of the country.

The Connacht Hotel Invites You for a Family Sunday Lunch

By
Briain Kelly
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0

There’s no time like the present to enjoy quality family time, and The Connacht Hotel has the ideal offering to help you make the most of it.

The hotel, owned by the Connacht Hospitality Group, is ready to welcome you for a delicious Family Sunday Lunch in their modern and inviting Rueben’s Restaurant and Bar Solo.

Here, you’ll enjoy a delicious range of options for both lunch and dinner, all prepared by their passionate culinary team. It’s a fantastic excuse to get the whole gang together for a day of fun.

The Sunday Lunch menu at The Connacht Hotel is always bursting with delicious flavour for you and yours to enjoy. The Connacht Hotel is a truly family-friendly spot to visit, with its welcoming atmosphere, attentive staff, and great facilities like convenient free parking.

And that’s not all because you and your family can enjoy a relaxing meal as the team there provide all their little guests with a Friendly Fellows fun activity pack to keep them entertained. Plus, your children might just enjoy a visit from their very own Friendly Fellows mascot.

Family Fun Activities at the Connacht Hotel

You can also explore the hotel’s grounds to see if you can spot the family of fairies who live here – try and find the doors to their magical houses first or spend some time visiting their Resident Bug Hotel where they have 250,000 guests enjoying a relaxing stay.

With schools back and the hustle and bustle of the weekday returned, it’s important to take time at the weekends for family memories – and The Connacht Hotel’s Family Sunday Lunch is one of the best ways to do just that.

So, make sure you swing by The Connacht Hotel on Sundays to relish family time, great food, and an upbeat atmosphere. In the meantime, why not explore the menu to discover all the many tasty delights you can relish?

A Fairy Door at The Conancht Hotel

Sponsored by the Connacht Hospitality Group

Five people arrested after city centre altercation

By
Briain Kelly
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0
Galway Daily news missing teen found safe

Five people have been arrested and charged in connection with an altercation in Galway City Centre on Friday afternoon.

Gardaí are appealing for witnesses to a public order incident on Williamsgate Street.

At approximately 3:20pm on Friday, Gardaí responded to reports of an altercation involving a number of persons on Williamsgate Street.

Five men (aged in their teens, 20s and 40s) were arrested and detained in connection with this incident.

The five men were later charged and appeared before special sittings of Galway District Court yesterday evening and this morning.

Gardaí are appealing to anyone who may have witnessed this incident to contact them.

Any road users and pedestrians who were in the vicinity of Williamsgate Street yesterday afternoon between 2.45pm and 3.30pm and who may have camera footage (including dash cam) is asked to make this available to investigating Gardaí.

Anyone with information in relation to this incident is asked to contact Galway Garda Station on 091 538000, the Garda Confidential Line on 1800 666 111, or any Garda station.

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